Freedom of religion is one of the most protected rights in the United States. Among the laws that uphold this right are the First Amendment, which prohibits the government from making any law advocating or inhibiting the practice of religion. The Federal government has also passed several other laws that are designed to protect religious… [Continue Reading]
Deed in Lieu of Foreclosure
Homeowners who are facing foreclosure sometimes try to negotiate with the mortgage lender for permission to sell the home, and walk away without having to pay any difference between the selling price and the mortgage loan. However, if a sale is not possible, and there is no other available option for the homeowner to keep… [Continue Reading]
Reaffirming Mortgage Debt After Filing for Bankruptcy
When a homeowner is facing foreclosure because of financial problems, and also has other significant debts that are unmanageable, bankruptcy may be the best way forward. However, when a mortgage debt is discharged in a Chapter 7 bankruptcy, the homeowner does not get to keep the house free and clear of debt. If the homeowner… [Continue Reading]
Challenging Zoning Ordinances
Often the bane of homeowners, builders and land developers, zoning ordinances are typically the quintessential expression of local governance. Ordinances and zoning amendments are statutes approved by local bodies of elected officials placing standards on the use and development of private property. While enacted by locally elected officials, did you know the state Constitution provides… [Continue Reading]
