There are different ways to pass on property after a person’s death that avoid the use of a will. If a person owns property jointly with another person, he or she may wish to leave that share of the property to the other owner. While this can be accomplished in a will, it is faster… [Continue Reading]
Reaffirming Mortgage Debt After Filing for Bankruptcy
When a homeowner is facing foreclosure because of financial problems, and also has other significant debts that are unmanageable, bankruptcy may be the best way forward. However, when a mortgage debt is discharged in a Chapter 7 bankruptcy, the homeowner does not get to keep the house free and clear of debt. If the homeowner… [Continue Reading]
Employee Handbooks Affect at-Will Employment
Employers are often encouraged to have employee manuals and handbooks that help employees know what is expected of them as part of their employment. Employee manuals and handbooks can be a good way for employees to avoid inappropriate workplace conduct, and understand the limits of their employment relationship. However, in some cases, employee handbooks may… [Continue Reading]
Short Sale as a Way Out of an Underwater Mortgage
Most homeowners try to avoid foreclosure and the financial damage a foreclosure can cause by seeking out ways to work with the mortgage lender. Once a mortgage lender forecloses on a loan owed by a homeowner, the foreclosure is noted on the person’s credit history for a period of seven years. This negative notation can… [Continue Reading]
What is a Holographic Will?
Having a will in place detailing your wishes as to how you want your assets distributed after your death can bring about peace of mind. Some people choose to use an attorney to prepare their wills as part of a larger estate plan. Others may choose to use books or online templates in order to… [Continue Reading]
Things to Keep in Mind When it Comes to Debt Settlement
It is easy for debt to snowball if you suffer a major financial setback, such as losing a job or being diagnosed with a major illness. Most people in these situations consider filing for bankruptcy in order to get rid of the debt and get a fresh start. However, bankruptcy is not appropriate in every… [Continue Reading]
Surface Rights vs. Mineral Rights in Michigan
The Michigan Department of Natural Resources recently gave the green light to an exploratory drilling project on the western edge of Porcupine Mountains Wilderness State Park in the Upper Peninsula. The use permit allows Orvana Resources U.S. Corp., a subsidiary of Highland Copper, to drill in a one square mile area in search of copper.… [Continue Reading]
Top 10 Financial Scams in Michigan
Warning, you are at risk of being duped and the Michigan AttorneyGeneral’s office wants to let Michiganders know that debt collection and other credit and financial scams remain the top complaint to the AGs office. According to a statement released earlier this month from Attorney General Bill Schuette’s office, in 2016, the office received more… [Continue Reading]
Locked-In: Do Non-Compete Clauses Dent Wages and Mobility?
High-tech employees working in states that enforce non-compete agreements suffer for it in lower wages and reduced job mobility, according to a recent study released by the University of Michigan’s Ross School of Business. Jagadeesh Sivadasan, an associate professor of business economics and public policy at the University of Michigan’s Ross School of Business, compared… [Continue Reading]
Right to ‘Yelp’ Law Goes Into Effect Next Month
At the end of 2016, President Obama signed into law legislation intended to protect individuals who write unflattering online reviews of businesses, which has lovingly been referred to as the “Right to Yelp” law. In reality, the Consumer Review Fairness Act (“CRFA”) will help prevent businesses from punishing consumers who post negative reviews by prohibiting… [Continue Reading]
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